It can be challenging to select the funding model … Silver Revenue Based Financing .
take advantage of non-dilutive growth capital on-demand. Get approximately a year of upfront capital immediately, giving you the flexible financing you require to grow your organization and scale. Select unpaid billings or just recently paid expenses, and select repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual contracts, adapting to meet your demands. We supply the needed financing you require at that moment. Your money works for you instead of sitting idle. Within 24 hours, we evaluate the financing needed and deposit it immediately to your account. Our user friendly user interface permits you to understand and handle all your transactions and accounts. Access more capital as you scale. We are your partner every action of the way, minimizing our rates the longer we work together. Your data allows us to quickly offer you with the correct amount of capital your organization requirements.
Capchase deals with these users and company types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the very best of
both
you’re right with standard funding
that’s not truly an alternative previously
keep your 100 with cap chase we utilize data
to make financing faster fairer and more
versatile based upon your future
foreseeable profits and then we wrap it
all up with a single transparent cost
so let’s get this party started at
There is constantly a point in time when a start-up’s founders, senior management group, and leading financing executives evaluate strategies for how to scale the company to the next level and catalog what’s needed to do that effectively. Protecting financing at an early stage can speed up growth and cause quantifiable and attainable success. Ultimately, finance managers and the strategic preparation group have to choose the right funding source to help the company reach its goals.
that management sets for the organization. Weighing the risks and competitive threats in a well balanced and intelligent way is important as it can choose the future of your business The implications of selling equity, handling inconsistent cash flow, rates of interest motions, and the requirement to make timely payments to lenders are among the factors to consider, simply to name a few.
That stated, with the increase of new and more advanced funding options that put business interests of start-ups and midsize business first, there’s typically a way to determine an option that’s an excellent fit. It is essential to examine the different financing options that are readily available to a company’s founders, management accounting professionals, and financing officers and what considerations they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for repeating Earnings companies essentially helping companies grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m extremely delighted to share more amazing I’m delighted to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time founder very first time creator it’s like you struck a home run out of the park out of the gates I love it man that’s incredible well as quickly as they won you understand like it’s never ever the Home Run never ever like never ever counts till the game is over ideal essentially so so so yeah um we are 4 co-founders you understand and it’s funny since we’ve all met through initially as buddies you know and after that as co-founder so uh there’s three people that work together at the same SAS company in in Spain so all of us signed up with when it was very early I signed up with as the first individual in sales and there are two people joined us that as item managers generally and we see the business from zero to a couple of million err over three years and after that we left um at the same time roughly I went to service school and I went to company school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to organization school I I entered into Harvard and you understand I was really thrilled about it my whole objective was to go there to get more information about how to end up being a creator and then ideally launch something upon graduation and the one that I landed there I was looking into already a concept with among these co-founders and it was authentic idea it had absolutely nothing to do or really little to do with what we’re doing now however you know that was the start of the journey and the novice Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of consecutive payments you know and circular payments between business and today you just need to wait on that sequence to develop or you understand like there’s no one simplifying those circular payments so we thought of hey why don’t we do something similar to like a split wise or companies in verticals such as you understand fried or Logistics or construction you know you have a ton of parties that have to await various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Company B 100 and Company B House Business c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Company B no they would get they would pay no or receive zero and after that business C we get a hundred dollars so when we’re talking with big companies they all liked it but it was the normal like cold start issue I resemble hey this is excellent when everyone remains in the platform but till then it’s it’s pretty tough to get individuals to do anything so it was everything about hey how do we get more data how can we sort of begin this platform um without using the platform to start with so it was all about getting more information and to get more data we got to 2 conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we offer a financing we have a funding and we get the data or individuals give us data in order to get funding so you know we started doing that like checking out increasingly more and more and then what we require what we saw is that we knew more about sales than anything else we were truly interested in fintech and specifically in funding and you know like we would take a look at different modes different verticals and so on for two weeks at a time if we discovered enough things we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the concept you know which is amusing of using this this SAS companies at all so they could extend terms to the consumers but always get the money up front so we’re fixing the financing payment properties business have which is they have in advance costs to acquire customers and then they make money months of the month right so to avoid that cash card that every SAS business faces which we dealt with in the past in the previous experience the goal was to give them a tool so they could state to the client hello look the price is 100
annually and if you want to pay monthly excellent usage capshase you understand um and then Creators enjoy that they resembled hello guys this is incredible this is the Holy Grail of SAS because I need to do discounts so my ACV increases and I can close sales much faster because I’m offering flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle normally it’s like a trade-off you understand and after that the next thing they stated resembled hello why don’t I do this for all my customer base instead of for each brand-new customer that I solve so why don’t I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new customers I get months of a month so then we saw what they desired was to transform their ARR or the client base into upfront financing to be less depending on Equity as I said the beginning yeah all right this is what we’re going to begin with and then we’re going to find out a lot so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a buddy at HBS and then guy we began dealing with it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived at this hate you if you’re resting on ARR we know the company’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such companies deliberately right so we resisted the
desire to work and go with funding you know with any vertical we just work with SAS so our objective is to develop several items for SAS so we begin with financing and it’s excellent since companies truly rely on us we really like a partner and we we help them to not simply get funding however work better in a more effective method and through that we’re discovering you understand chances to expand you know in the deal of a SAS item