It can be challenging to pick the funding model … Saas Finance Modeling Tool .
take advantage of non-dilutive growth capital on-demand. Get approximately a year of in advance capital instantly, giving you the versatile funding you require to grow your company and scale. Select unpaid invoices or just recently paid expenditures, and select payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adjusting to satisfy your demands. We offer the necessary funding you need at that moment. Your money works for you instead of sitting idle. Within 24 hours, we examine the funding needed and deposit it immediately to your account. Our user friendly user interface allows you to understand and manage all your accounts and deals. Access more capital as you scale. We are your partner every step of the way, lowering our rates the longer we collaborate. Your information allows us to rapidly provide you with the right amount of capital your service needs.
Capchase works with these users and organization types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
you’re right with standard financing
that’s not actually an alternative until now
keep your 100 with cap chase we use information
to make financing quicker fairer and more
flexible based upon your future
predictable income and after that we cover it
all up with a single transparent cost
Let’s get this celebration started at
There is always a moment when a start-up’s founders, senior management group, and top financing executives assess strategies for how to scale the business to the next level and brochure what’s needed to do that effectively. Protecting funding at an early stage can speed up development and cause quantifiable and achievable success. Ultimately, financing managers and the tactical planning team need to pick the right financing source to help the business reach its goals.
that management sets for the company. Weighing the threats and competitive hazards in a intelligent and balanced way is essential as it can choose the future of your company The ramifications of offering equity, managing irregular capital, rate of interest motions, and the requirement to make prompt payments to lending institutions are amongst the elements to think about, simply to name a few.
That said, with the increase of brand-new and more sophisticated financing choices that put business interests of start-ups and midsize companies initially, there’s usually a method to determine an option that’s a great fit. It is essential to investigate the various funding choices that are offered to a company’s founders, management accountants, and financing officers and what factors to consider they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Revenue companies generally assisting business grow without quiting that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very thrilled to share more amazing I’m delighted to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time founder very first time founder it resembles you struck a home run out of the park out of evictions I like it man that’s amazing well as soon as they won you understand like it’s never the Crowning achievement never like never ever counts up until the video game is over best basically so so so yeah um we are four co-founders you know and it’s amusing since we have actually all satisfied through first as good friends you understand and then as co-founder so uh there’s three people that interact at the very same SAS business in in Spain so all of us signed up with when it was extremely early I joined as the first person in sales and there are 2 people joined us that as product managers generally and we see the company from no to a few million err over three years and then we left um at the same time approximately I went to company school and I went to business school on the other one went to do a stint in VC with the goal of going to company school afterwards so when I go to organization school I I got into into Harvard and you understand I was really delighted about it my entire objective was to go there to learn more about how to end up being a founder and after that hopefully launch something upon graduation and the one that I landed there I was researching already a concept with among these co-founders and it was authentic idea it had nothing to do or really little to do with what we’re doing now but you understand that was the start of the beginner and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of sequential payments you know and circular payments in between business and right now you simply need to wait for that sequence to develop or you understand like there’s no one simplifying those circular payments so we thought about hello why do not we do something comparable to like a split smart or business in verticals such as you understand fried or Logistics or building and construction you understand you have a ton of celebrations that have to wait for various payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B absolutely no they would get they would pay no or get no and then business C we get a hundred dollars so when we’re speaking with big business they all liked it but it was the normal like cold start issue I’m like hey this is fantastic when everyone’s in the platform however until then it’s it’s pretty hard to get people to do anything so it was everything about hi how do we get more information how can we kind of kick start this platform um without using the platform to start with so it was everything about getting more information and to get more data we got to 2 conclusions it’s like we either get information through using an Analytics tool a workflow tool or we offer a funding we have a funding and we get the data or people give us information in order to get funding so you understand we began doing that like checking out more and more and more and then what we require what we saw is that we knew more about sales than anything else we were really interested in fintech and particularly in funding and you understand like we would take a look at various modes different verticals and so on for 2 weeks at a time if we discovered enough things we would go for two more weeks if we didn’t would cut it and after that in January 2020 we had the the concept you know which is amusing of offering this this SAS business at all so they could extend terms to the consumers however always get the money in advance so we’re solving the funding payment properties business have which is they have upfront expenses to acquire clients and after that they earn money months of the month right so to prevent that money card that every SAS business deals with which we faced in the past in the previous experience the goal was to provide a tool so they could say to the customer hello look the price is 100
per year and if you wish to pay regular monthly fantastic use capshase you know um and after that Creators love that they resembled hey people this is fantastic this is the Holy Grail of SAS because I need to do discount rates so my ACV increases and I can close sales much faster because I’m using flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle usually it’s like a compromise you know and then the next thing they stated was like hi why don’t I do this for all my client base instead of for every new client that I get right so why don’t I do this for my 300 clients instead of doing it for the web for the 10 brand-new clients I get months of a month so then we saw what they desired was to transform their ARR or the customer base into in advance financing to be less dependent on Equity as I stated the beginning yeah fine this is what we’re going to start with and then we’re going to discover a lot so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a pal at HBS and then male we started dealing with it like crazy and and dropped out what is your long-lasting Vision so it started with you know you arrived on this hate you if you’re resting on ARR we know the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such business deliberately right so we resisted the
desire to go and work with funding you understand with any vertical we just work with SAS so our objective is to develop numerous items for SAS so we start with funding and it’s great because companies really rely on us we truly like a partner and we we help them to not just get funding but work better in a more efficient way and through that we’re finding you understand chances to broaden you understand in the transaction of a SAS product