It can be challenging to choose the funding model … Saas Finance Insight Solution .
tap into non-dilutive development capital on-demand. Get up to a year of upfront capital right away, giving you the flexible funding you require to grow your company and scale. Select unpaid billings or recently paid costs, and choose payment regards to 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adapting to meet your demands. We offer the required funding you require at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we examine the financing needed and deposit it quickly to your account. Our user friendly interface allows you to understand and manage all your accounts and transactions. Gain access to more capital as you scale. We are your partner every step of the way, reducing our rates the longer we interact. Your information enables us to rapidly supply you with the correct amount of capital your service requirements.
Capchase deals with these users and organization types: Mid Size Service, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with standard financing
that’s not truly an option previously
keep your 100 with cap chase we use data
to make funding faster fairer and more
versatile based upon your future
predictable revenue and then we cover it
all up with a single transparent fee
Let’s get this party started at
There is always a moment when a start-up’s creators, senior management team, and leading finance executives assess methods for how to scale the business to the next level and catalog what’s required to do that effectively. Protecting financing at an early stage can accelerate growth and lead to attainable and quantifiable success. Ultimately, financing managers and the strategic planning team have to pick the right funding source to assist the company reach its objectives.
that management sets for the organization. Weighing the threats and competitive dangers in a intelligent and balanced method is essential as it can choose the future of your company The implications of selling equity, managing irregular capital, rates of interest movements, and the need to make prompt payments to lenders are amongst the aspects to consider, simply to name a few.
That stated, with the increase of brand-new and more sophisticated funding choices that put business interests of start-ups and midsize companies initially, there’s generally a method to determine a solution that’s an excellent fit. It is necessary to investigate the different financing choices that are available to a business’s founders, management accountants, and financing officers and what considerations they need to produce both the brief and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for repeating Earnings business basically assisting companies grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m really delighted to share more awesome I’m thrilled to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a very first time creator very first time founder it’s like you hit a crowning achievement out of the park out of the gates I love it man that’s incredible well as quickly as they won you understand like it’s never the Crowning achievement never like never ever counts till the video game is over ideal basically so so so yeah um we are four co-founders you understand and it’s funny because we’ve all fulfilled through initially as pals you know and then as co-founder so uh there’s 3 people that interact at the very same SAS company in in Spain so we all signed up with when it was really early I signed up with as the first person in sales and there are two individuals joined us that as item supervisors generally and we see the business from zero to a few million err over three years and after that we left um at the same time approximately I went to organization school and I went to business school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to company school I I entered into into Harvard and you know I was really thrilled about it my whole objective was to go there to find out more about how to end up being a creator and then hopefully introduce something upon graduation and the one that I landed there I was researching already a concept with one of these co-founders and it was authentic concept it had nothing to do or really little to do with what we’re doing now but you understand that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of sequential payments you understand and circular payments in between companies and right now you just need to wait for that series to develop or you understand like there’s no one simplifying those circular payments so we considered hello why do not we do something similar to like a split smart or business in verticals such as you understand fried or Logistics or building you know you have a lots of parties that need to await different payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Business B 100 and Business B House Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or receive zero and after that business C we get a hundred dollars so when we’re talking to big business they all enjoyed it but it was the common like cold start problem I resemble hey this is terrific when everyone’s in the platform however up until then it’s it’s quite hard to get individuals to do anything so it was all about hey how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it’s like we either get data through offering an Analytics tool a workflow tool or we offer a financing we have a funding and we get the information or individuals give us data in order to get funding so you know we began doing that like checking out a growing number of and more and then what we need what we saw is that we understood more about sales than anything else we were truly interested in fintech and specifically in financing and you understand like we would take a look at various modes different verticals and so on for two weeks at a time if we found enough stuff we would go for two more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you know which is funny of using this this SAS business at all so they could extend terms to the consumers but always get the money up front so we’re fixing the funding payment assets business have which is they have upfront expenses to acquire consumers and after that they earn money months of the month right so to avoid that money card that every SAS business faces which we dealt with in the past in the previous experience the goal was to give them a tool so they could say to the customer hello look the price is 100
annually and if you wish to pay month-to-month excellent use capshase you understand um and then Creators like that they were like hi men this is incredible this is the Holy Grail of SAS because I need to do discount rates so my ACV increases and I can close sales quicker since I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle normally it’s like a trade-off you understand and after that the next thing they stated was like hey why don’t I do this for all my customer base instead of for every single new client that I solve so why don’t I do this for my 300 consumers instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into in advance funding to be less based on Equity as I stated the beginning yeah fine this is what we’re going to start with and then we’re going to find out a lot so we’re gon na do the rest later on and that’s when the 4th co-founder joined who has a buddy at HBS and then man we began dealing with it like crazy and and left what is your long-term Vision so it started with you understand you landed on this hate you if you’re resting on ARR we understand the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only method with such business intentionally right so we resisted the
desire to work and go with financing you know with any vertical we only work with SAS so our objective is to develop multiple products for SAS so we begin with funding and it’s terrific since business truly count on us we truly like a partner and we we help them to not simply get funding but work much better in a more efficient way and through that we’re finding you know chances to broaden you understand in the deal of a SAS product