It can be challenging to pick the financing model … Revenue-based Financing Europe .

Receive up to a year of in advance capital right away, giving you the versatile financing you need to grow your company and scale. We provide the needed funding you require at that minute. Within 24 hours, we examine the funding required and deposit it immediately to your account.

Capchase deals with these users and organization types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Government.

what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with standard financing
that’s not actually an option until now
keep your 100 with cap chase we use information
to make financing much faster fairer and more
versatile based upon your future
foreseeable earnings and then we cover it
all up with a single transparent cost
Let’s get this celebration started at

There is constantly a point in time when a start-up’s founders, senior management group, and leading financing executives assess techniques for how to scale the company to the next level and catalog what’s required to do that successfully. Protecting financing at an early stage can accelerate development and lead to obtainable and measurable success. Eventually, financing managers and the tactical preparation team have to select the right financing source to help the company reach its goals.

that management sets for the organization. Weighing the dangers and competitive risks in a intelligent and well balanced method is crucial as it can decide the future of your business The ramifications of selling equity, handling irregular cash flow, interest rate movements, and the requirement to make prompt payments to lenders are amongst the elements to consider, just to name a few.

That said, with the increase of brand-new and more sophisticated funding options that put the business interests of start-ups and midsize companies initially, there’s usually a method to determine a service that’s a good fit. It is very important to investigate the various financing alternatives that are available to a business’s founders, management accounting professionals, and financing officers and what considerations they require to make for both the brief and long term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for repeating Profits companies basically assisting business grow without quiting that precious Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m really delighted to share more incredible I’m thrilled to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a first time creator first time creator it’s like you hit a crowning achievement out of the park out of evictions I like it man that’s amazing well as quickly as they won you understand like it’s never ever the Home Run never like never counts until the video game is over best essentially so so so yeah um we are four co-founders you understand and it’s funny due to the fact that we’ve all met through first as friends you know and then as co-founder so uh there’s three of us that work together at the same SAS company in in Spain so we all signed up with when it was really early I signed up with as the first individual in sales and there are 2 people joined us that as product managers essentially and we see the company from absolutely no to a few million err over three years and after that we left um at the same time approximately I went to service school and I went to business school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to organization school I I got into into Harvard and you understand I was really delighted about it my entire objective was to go there to read more about how to become a creator and then hopefully launch something upon graduation and the one that I landed there I was investigating currently a concept with among these co-founders and it was authentic idea it had absolutely nothing to do or really little to do with what we’re doing now but you understand that was the start of the journey and the newbie Journey or the Insight that we had was that hey there are in specific verticals there are a lot of sequential payments you know and circular payments between companies and right now you just need to await that sequence to establish or you understand like there’s no one simplifying those circular payments so we thought about hi why don’t we do something similar to like a split sensible or business in verticals such as you know fried or Logistics or building and construction you know you have a ton of parties that have to wait for various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Company B 100 and Company B House Business c a hundred dollars in reality with this platform what would happen is a company.

a would pay a hundred the platform Business B absolutely no they would get they would pay no or get absolutely no and then company C we get a hundred dollars so when we’re talking to large companies they all enjoyed it but it was the common like cold start problem I resemble hey this is fantastic when everyone remains in the platform however till then it’s it’s pretty tough to get individuals to do anything so it was all about hey how do we get more information how can we type of kick start this platform um without using the platform to start with so it was all about getting more data and to get more data we got to 2 conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a funding and we get the individuals or data give us information in order to get financing so you understand we began doing that like checking out increasingly more and more and after that what we need what we saw is that we understood more about sales than anything else we were actually thinking about fintech and particularly in financing and you understand like we would look at different modes different verticals and so on for 2 weeks at a time if we discovered enough things we would go for two more weeks if we didn’t would cut it and after that in January 2020 we had the the idea you know which is amusing of using this this SAS companies at all so they could extend terms to the customers however constantly get the cash in advance so we’re fixing the funding payment possessions companies have which is they have in advance costs to acquire customers and then they get paid months of the month right so to prevent that cash card that every SAS company deals with which we dealt with in the past in the previous experience the objective was to provide a tool so they might say to the customer hello look the rate is 100

per year and if you wish to pay regular monthly excellent use capshase you understand um and then Creators enjoy that they resembled hello guys this is remarkable this is the Holy Grail of SAS since I need to do discounts so my ACV boosts and I can close sales much faster since I’m offering flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle usually it resembles a compromise you understand and then the next thing they said was like hello why don’t I do this for all my consumer base instead of for each brand-new consumer that I solve so why don’t I do this for my 300 consumers instead of doing it for the web for the 10 new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into upfront funding to be less depending on Equity as I said the beginning yeah all right this is what we’re going to start with and then we’re going to learn a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a buddy at HBS and after that male we started dealing with it like crazy and and left what is your long-term Vision so it started with you know you landed on this hate you if you’re sitting on ARR we understand the company’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we withstood the

desire to work and go with financing you understand with any vertical we just work with SAS so our objective is to develop numerous items for SAS so we begin with funding and it’s great because business truly count on us we truly like a partner and we we help them to not just get financing however work much better in a more effective way and through that we’re discovering you know opportunities to expand you know in the deal of a SAS product

It can be challenging to pick the funding model … Revenue Based Financing Europe .

Receive up to a year of upfront capital right away, offering you the versatile financing you need to grow your organization and scale. We supply the essential funding you require at that moment. Within 24 hours, we examine the funding required and deposit it instantly to your account.

Capchase deals with these users and company types: Mid Size Business, Small Company, Business, Freelance, Nonprofit, and Government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with conventional financing
that’s not actually an option previously
keep your 100 with cap chase we use data
to make funding much faster fairer and more
flexible based on your future
foreseeable income and after that we cover it
all up with a single transparent fee
Let’s get this celebration started at

There is constantly a point in time when a start-up’s creators, senior management team, and leading financing executives evaluate strategies for how to scale the company to the next level and catalog what’s required to do that effectively. Protecting financing at an early stage can accelerate growth and result in quantifiable and attainable success. Eventually, finance managers and the strategic planning team have to pick the right financing source to help the business reach its objectives.

that management sets for the company. Weighing the dangers and competitive dangers in a balanced and intelligent method is crucial as it can decide the future of your business The ramifications of selling equity, handling irregular cash flow, interest rate motions, and the requirement to make timely payments to lenders are amongst the elements to think about, simply to name a few.

That said, with the rise of new and more sophisticated financing options that put business interests of start-ups and midsize companies first, there’s generally a method to determine an option that’s a great fit. It is essential to examine the different funding choices that are offered to a business’s creators, management accounting professionals, and finance officers and what factors to consider they require to produce both the short and long term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Revenue companies essentially assisting business grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m extremely delighted to share more awesome I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a first time creator very first time founder it’s like you struck a crowning achievement out of the park out of evictions I like it man that’s amazing well as soon as they won you understand like it’s never ever the Home Run never like never counts until the video game is over right basically so so so yeah um we are four co-founders you know and it’s funny since we’ve all met through initially as good friends you understand and after that as co-founder so uh there’s three people that collaborate at the very same SAS business in in Spain so all of us joined when it was really early I signed up with as the very first person in sales and there are 2 people joined us that as product supervisors generally and we see the business from zero to a few million err over 3 years and after that we left um at the same time approximately I went to service school and I went to organization school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to service school I I entered into into Harvard and you understand I was extremely delighted about it my whole objective was to go there to read more about how to end up being a founder and after that ideally introduce something upon graduation and the one that I landed there I was researching currently a concept with one of these co-founders and it was genuine idea it had absolutely nothing to do or really little to do with what we’re doing now but you understand that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a great deal of sequential payments you understand and circular payments in between companies and today you just have to await that series to establish or you know like there’s no one simplifying those circular payments so we considered hey why do not we do something similar to like a split smart or companies in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that need to wait for different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B House Business c a hundred dollars in reality with this platform what would take place is a company.

a would pay a hundred the platform Company B absolutely no they would get they would pay no or get absolutely no and after that company C we get a hundred dollars so when we’re talking to big companies they all enjoyed it but it was the normal like cold start problem I’m like hey this is terrific when everybody remains in the platform however up until then it’s it’s quite hard to get individuals to do anything so it was all about hi how do we get more information how can we sort of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more information we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a funding and we get the data or individuals give us data in order to get funding so you know we began doing that like exploring increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were actually interested in fintech and particularly in funding and you understand like we would take a look at various modes various verticals and so on for two weeks at a time if we discovered enough stuff we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the concept you know which is amusing of providing this this SAS business at all so they could extend terms to the clients but always get the money in advance so we’re resolving the financing payment properties business have which is they have in advance expenses to get clients and after that they earn money months of the month right so to avoid that money card that every SAS business deals with which we dealt with in the past in the previous experience the goal was to provide a tool so they might say to the client hello look the price is 100

each year and if you want to pay regular monthly terrific usage capshase you know um and after that Founders love that they were like hello people this is remarkable this is the Holy Grail of SAS because I need to do discount rates so my ACV increases and I can close sales faster since I’m providing flexible payment terms so it’s like the Holy Grail you know you increase ACV you decrease cell cycle usually it’s like a trade-off you know and then the next thing they said was like hello why do not I do this for all my client base instead of for every new consumer that I solve so why do not I do this for my 300 consumers instead of doing it for the web for the 10 brand-new clients I get months of a month so then we saw what they wanted was to transform their ARR or the client base into in advance financing to be less depending on Equity as I said the starting yeah okay this is what we’re going to start with and then we’re going to learn so much so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a pal at HBS and after that guy we began working on it like crazy and and left what is your long-term Vision so it started with you understand you arrived on this hate you if you’re sitting on ARR we know the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we only method with such business intentionally right so we withstood the

desire to go and work with financing you know with any vertical we just work with SAS so our objective is to develop several items for SAS so we start with financing and it’s great because companies truly rely on us we really like a partner and we we help them to not simply get financing however work much better in a more effective method and through that we’re discovering you know chances to broaden you understand in the transaction of a SAS product