It can be challenging to choose the financing model … Revenue-based Financing Case Study .
use non-dilutive development capital on-demand. Receive up to a year of in advance capital instantly, giving you the versatile funding you need to grow your organization and scale. Select unpaid invoices or just recently paid costs, and choose repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adapting to fulfill your demands. We supply the required financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we evaluate the financing required and deposit it immediately to your account. Our user friendly interface permits you to comprehend and manage all your transactions and accounts. Access more capital as you scale. We are your partner every step of the method, reducing our rates the longer we collaborate. Your information enables us to quickly supply you with the right amount of capital your business needs.
Capchase works with these users and organization types: Mid Size Organization, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the best of
you’re right with standard financing
that’s not truly a choice until now
keep your 100 with cap chase we use data
to make funding faster fairer and more
versatile based upon your future
foreseeable revenue and then we wrap it
all up with a single transparent cost
Let’s get this celebration began at
There is constantly a time when a start-up’s founders, senior management group, and top finance executives assess methods for how to scale the business to the next level and catalog what’s required to do that successfully. Securing financing at an early stage can speed up growth and lead to quantifiable and achievable success. Ultimately, financing supervisors and the tactical planning group need to decide on the right funding source to help the business reach its objectives.
that management sets for the company. Weighing the risks and competitive hazards in a intelligent and well balanced way is essential as it can decide the future of your company The implications of selling equity, handling inconsistent capital, rate of interest movements, and the requirement to make prompt payments to lending institutions are among the elements to think about, simply to name a few.
That said, with the increase of new and more sophisticated financing alternatives that put business interests of start-ups and midsize business initially, there’s typically a way to figure out an option that’s a great fit. It is essential to examine the different financing choices that are offered to a company’s founders, management accounting professionals, and finance officers and what considerations they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Earnings companies basically helping companies grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m very thrilled to share more awesome I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time founder first time creator it resembles you hit a home run out of the park out of evictions I like it man that’s amazing well as quickly as they won you understand like it’s never the Crowning achievement never ever like never counts until the video game is over right basically so so so yeah um we are four co-founders you know and it’s funny because we’ve all fulfilled through initially as buddies you understand and after that as co-founder so uh there’s three people that collaborate at the very same SAS business in in Spain so we all signed up with when it was really early I joined as the very first person in sales and there are two people joined us that as product supervisors essentially and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time approximately I went to business school and I went to organization school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to organization school I I entered into Harvard and you understand I was very thrilled about it my entire goal was to go there to learn more about how to become a founder and after that ideally release something upon graduation and the one that I landed there I was researching already a concept with one of these co-founders and it was genuine concept it had absolutely nothing to do or very little to do with what we’re doing now however you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a great deal of sequential payments you understand and circular payments between companies and right now you simply have to wait on that series to develop or you know like there’s nobody simplifying those circular payments so we thought of hey why do not we do something comparable to like a split sensible or companies in verticals such as you know fried or Logistics or building you know you have a lots of celebrations that need to wait for various payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Business B no they would get they would pay absolutely no or get no and after that company C we get a hundred dollars so when we’re talking to big companies they all enjoyed it but it was the common like cold start problem I’m like hey this is great when everybody’s in the platform but till then it’s it’s pretty tough to get people to do anything so it was everything about hi how do we get more data how can we kind of kick start this platform um without using the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get data through using an Analytics tool a workflow tool or we offer a funding we have a financing and we get the information or people provide us data in order to get financing so you know we started doing that like checking out increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were actually interested in fintech and particularly in funding and you know like we would look at different modes different verticals and so on for 2 weeks at a time if we found enough things we would opt for two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you know which is amusing of using this this SAS business at all so they might extend terms to the customers but constantly get the cash up front so we’re solving the funding payment properties companies have which is they have in advance expenses to acquire consumers and then they get paid months of the month right so to prevent that money card that every SAS company deals with and that we dealt with in the past in the previous experience the objective was to give them a tool so they could say to the customer hey look the price is 100
annually and if you want to pay month-to-month great use capshase you know um and then Founders like that they resembled hi people this is amazing this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV boosts and I can close sales quicker due to the fact that I’m using flexible payment terms so it’s like the Holy Grail you understand you increase ACV you reduce cell cycle generally it’s like a trade-off you know and after that the next thing they stated was like hi why do not I do this for all my customer base instead of for every single brand-new customer that I get right so why do not I do this for my 300 customers instead of doing it for the internet for the 10 brand-new consumers I get months of a month so then we saw what they desired was to transform their ARR or the customer base into in advance funding to be less based on Equity as I stated the starting yeah okay this is what we’re going to start with and after that we’re going to learn so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a pal at HBS and then man we began working on it like crazy and and dropped out what is your long-lasting Vision so it started with you know you arrived on this hate you if you’re sitting on ARR we know the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we withstood the
urge to work and go with funding you know with any vertical we only deal with SAS so our goal is to establish several products for SAS so we start with funding and it’s fantastic due to the fact that companies actually depend on us we really like a partner and we we help them to not simply get funding however work much better in a more effective way and through that we’re discovering you understand chances to expand you understand in the deal of a SAS product