It can be challenging to select the funding model … Non-dilutive Investment .
use non-dilutive growth capital on-demand. Receive up to a year of in advance capital instantly, providing you the flexible financing you require to grow your service and scale. Select unpaid invoices or just recently paid expenditures, and choose repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adjusting to meet your demands. We offer the necessary financing you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we evaluate the financing needed and deposit it instantly to your account. Our user friendly interface enables you to comprehend and manage all your transactions and accounts. Gain access to more capital as you scale. We are your partner every step of the way, minimizing our rates the longer we collaborate. Your information allows us to quickly provide you with the correct amount of capital your service needs.
Capchase works with these users and company types: Mid Size Service, Small Business, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the very best of
you’re right with traditional funding
that’s not truly an option previously
keep your 100 with cap chase we use information
to make funding much faster fairer and more
flexible based upon your future
predictable profits and then we cover it
all up with a single transparent fee
so let’s get this party began at
There is constantly a point in time when a start-up’s creators, senior management group, and top financing executives evaluate strategies for how to scale the business to the next level and brochure what’s needed to do that effectively. Securing funding at an early stage can speed up development and result in achievable and measurable success. Ultimately, financing managers and the tactical planning team have to select the right funding source to help the company reach its objectives.
that management sets for the organization. Weighing the risks and competitive dangers in a well balanced and smart way is crucial as it can decide the future of your business The implications of selling equity, handling inconsistent cash flow, rates of interest motions, and the need to make timely payments to loan providers are among the aspects to think about, just among others.
That stated, with the increase of brand-new and more sophisticated financing choices that put business interests of start-ups and midsize companies initially, there’s usually a way to figure out an option that’s a good fit. It is necessary to investigate the different funding alternatives that are offered to a business’s founders, management accountants, and finance officers and what factors to consider they need to produce both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for recurring Earnings business generally helping companies grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m extremely excited to share more amazing I’m excited to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a first time founder very first time founder it resembles you struck a home run out of the park out of evictions I love it man that’s incredible well as quickly as they won you understand like it’s never the Crowning achievement never like never counts until the game is over right basically so so so yeah um we are 4 co-founders you understand and it’s amusing since we’ve all satisfied through first as friends you understand and after that as co-founder so uh there’s three of us that work together at the exact same SAS business in in Spain so we all joined when it was extremely early I signed up with as the first individual in sales and there are 2 individuals joined us that as item supervisors essentially and we see the company from zero to a few million err over 3 years and after that we left um at the same time roughly I went to organization school and I went to service school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to organization school I I entered into into Harvard and you understand I was very delighted about it my whole goal was to go there to learn more about how to end up being a founder and then hopefully introduce something upon graduation and the one that I landed there I was researching already an idea with among these co-founders and it was genuine idea it had nothing to do or very little to do with what we’re doing now however you know that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of sequential payments you know and circular payments in between companies and today you just need to wait on that sequence to establish or you understand like there’s nobody simplifying those circular payments so we considered hi why do not we do something similar to like a split smart or business in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that have to wait for various payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or receive no and after that business C we get a hundred dollars so when we’re talking with big business they all enjoyed it but it was the normal like cold start problem I resemble hey this is terrific when everybody’s in the platform however until then it’s it’s quite hard to get people to do anything so it was all about hi how do we get more information how can we kind of kick start this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a funding and we get the individuals or information provide us data in order to get funding so you understand we started doing that like checking out more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were truly interested in fintech and specifically in financing and you understand like we would look at various modes various verticals and so on for two weeks at a time if we found enough stuff we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is amusing of offering this this SAS companies at all so they could extend terms to the clients but constantly get the cash in advance so we’re resolving the financing payment possessions companies have which is they have in advance expenses to get customers and after that they earn money months of the month right so to prevent that money card that every SAS business deals with and that we faced in the past in the previous experience the objective was to give them a tool so they might say to the client hi look the rate is 100
annually and if you wish to pay month-to-month great usage capshase you know um and then Founders enjoy that they were like hello people this is fantastic this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV boosts and I can close sales much faster since I’m offering versatile payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle typically it resembles a trade-off you know and after that the next thing they stated was like hey why do not I do this for all my consumer base instead of for each brand-new client that I solve so why don’t I do this for my 300 customers instead of doing it for the net for the 10 new clients I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into upfront financing to be less dependent on Equity as I stated the starting yeah all right this is what we’re going to begin with and then we’re going to learn a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a friend at HBS and after that man we began dealing with it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived at this hate you if you’re resting on ARR we know the business’s uh churn we know the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies intentionally right so we withstood the
desire to work and go with funding you understand with any vertical we only work with SAS so our objective is to establish numerous products for SAS so we start with financing and it’s excellent due to the fact that companies really rely on us we actually like a partner and we we help them to not simply get funding but work much better in a more effective way and through that we’re finding you understand chances to broaden you know in the deal of a SAS item