It can be challenging to select the financing model … Ltv Saas Fund .
Get up to a year of in advance capital right away, giving you the flexible funding you need to grow your service and scale. We offer the necessary funding you require at that moment. Within 24 hours, we evaluate the financing needed and deposit it instantly to your account.
Capchase deals with these users and company types: Mid Size Business, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the very best of
you’re right with traditional financing
that’s not truly an alternative until now
keep your 100 with cap chase we use information
to make funding quicker fairer and more
versatile based on your future
predictable income and after that we wrap it
all up with a single transparent cost
Let’s get this celebration began at
There is always a moment when a start-up’s creators, senior management team, and leading finance executives examine strategies for how to scale the business to the next level and catalog what’s required to do that effectively. Securing financing at an early stage can accelerate growth and result in quantifiable and achievable success. Eventually, financing managers and the tactical preparation group need to select the right funding source to help the business reach its goals.
that management sets for the company. Weighing the dangers and competitive hazards in a well balanced and smart method is essential as it can choose the future of your business The implications of offering equity, handling inconsistent capital, interest rate motions, and the need to make timely payments to loan providers are among the factors to think about, simply among others.
That said, with the rise of new and more sophisticated funding alternatives that put business interests of start-ups and midsize business initially, there’s typically a way to figure out a solution that’s a good fit. It is very important to investigate the various financing alternatives that are offered to a company’s creators, management accounting professionals, and finance officers and what considerations they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Earnings business generally helping companies grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m really thrilled to share more amazing I’m excited to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a very first time creator first time creator it resembles you hit a home run out of the park out of evictions I love it man that’s incredible well as quickly as they won you understand like it’s never the Crowning achievement never ever like never counts up until the game is over ideal basically so so so yeah um we are 4 co-founders you understand and it’s funny because we have actually all met through first as pals you understand and after that as co-founder so uh there’s three people that interact at the very same SAS company in in Spain so we all joined when it was really early I joined as the first individual in sales and there are 2 individuals joined us that as product supervisors basically and we see the company from no to a few million err over three years and after that we left um at the same time roughly I went to company school and I went to business school on the other one went to do a stint in VC with the goal of going to company school afterwards so when I go to company school I I entered into Harvard and you understand I was extremely excited about it my whole goal was to go there to read more about how to become a founder and then ideally introduce something upon graduation and the one that I landed there I was investigating already a concept with among these co-founders and it was genuine idea it had absolutely nothing to do or very little to do with what we’re doing now but you understand that was the start of the novice and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a lot of sequential payments you understand and circular payments between companies and today you just need to await that sequence to establish or you know like there’s no one streamlining those circular payments so we thought of hello why do not we do something similar to like a split sensible or companies in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that need to await different payments like they’re all involved in one way or another so picture you have a platform and after that you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Business B no they would get they would pay no or get zero and after that company C we get a hundred dollars so when we’re speaking with large business they all loved it but it was the common like cold start issue I’m like hey this is excellent when everybody’s in the platform however till then it’s it’s quite hard to get people to do anything so it was everything about hi how do we get more information how can we sort of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get information through using an Analytics tool a workflow tool or we provide a financing we have a funding and we get the people or information give us information in order to get financing so you know we started doing that like exploring increasingly more and more and then what we require what we saw is that we understood more about sales than anything else we were truly thinking about fintech and specifically in funding and you understand like we would look at various modes different verticals and so on for two weeks at a time if we found enough stuff we would go for two more weeks if we didn’t would cut it and after that in January 2020 we had the the idea you know which is amusing of using this this SAS business at all so they might extend terms to the consumers but always get the money in advance so we’re solving the financing payment assets business have which is they have in advance expenses to get customers and then they earn money months of the month right so to prevent that cash card that every SAS business faces and that we dealt with in the past in the previous experience the objective was to give them a tool so they might state to the customer hi look the cost is 100
each year and if you want to pay monthly terrific usage capshase you know um and then Creators love that they were like hey guys this is amazing this is the Holy Grail of SAS due to the fact that I need to do discount rates so my ACV increases and I can close sales much faster due to the fact that I’m using versatile payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle typically it resembles a compromise you know and then the next thing they stated resembled hi why don’t I do this for all my client base instead of for each brand-new client that I get right so why do not I do this for my 300 clients instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the consumer base into upfront financing to be less depending on Equity as I stated the starting yeah okay this is what we’re going to begin with and after that we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a pal at HBS and then male we started working on it like crazy and and left what is your long-term Vision so it began with you know you arrived on this hate you if you’re resting on ARR we know the company’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such business intentionally right so we resisted the
urge to go and work with funding you understand with any vertical we just work with SAS so our goal is to establish multiple products for SAS so we start with funding and it’s fantastic since business really rely on us we actually like a partner and we we help them to not simply get funding but work better in a more effective method and through that we’re finding you understand chances to expand you understand in the transaction of a SAS item