It can be challenging to choose the financing model … Capchase Investment .
tap into non-dilutive growth capital on-demand. Receive approximately a year of in advance capital instantly, giving you the flexible funding you need to grow your company and scale. Select unsettled billings or recently paid expenses, and choose repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adjusting to satisfy your needs. We supply the needed financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we evaluate the funding needed and deposit it quickly to your account. Our easy-to-use interface allows you to understand and handle all your accounts and transactions. Access more capital as you scale. We are your partner every action of the way, lowering our rates the longer we work together. Your information enables us to quickly provide you with the right amount of capital your organization needs.
Capchase works with these users and organization types: Mid Size Business, Small Business, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with conventional funding
that’s not really an alternative until now
keep your 100 with cap chase we use information
to make funding much faster fairer and more
versatile based on your future
foreseeable revenue and after that we wrap it
all up with a single transparent fee
so let’s get this party started at
There is constantly a point in time when a start-up’s creators, senior management group, and top finance executives assess strategies for how to scale the company to the next level and catalog what’s required to do that successfully. Protecting funding at an early stage can accelerate growth and cause measurable and achievable success. Ultimately, finance supervisors and the strategic planning group need to select the right funding source to assist the business reach its goals.
that management sets for the company. Weighing the threats and competitive dangers in a well balanced and smart method is important as it can choose the future of your company The implications of selling equity, managing irregular capital, interest rate motions, and the need to make prompt payments to lending institutions are amongst the elements to think about, simply among others.
That stated, with the increase of new and more sophisticated financing alternatives that put the business interests of start-ups and midsize business initially, there’s generally a way to determine an option that’s a great fit. It’s important to examine the different financing options that are available to a company’s founders, management accounting professionals, and financing officers and what factors to consider they need to make for both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for repeating Earnings business basically assisting companies grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m very delighted to share more amazing I’m delighted to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a first time creator first time creator it resembles you hit a home run out of the park out of evictions I like it man that’s fantastic well as quickly as they won you understand like it’s never ever the Home Run never ever like never ever counts till the game is over ideal basically so so so yeah um we are four co-founders you understand and it’s amusing because we have actually all fulfilled through initially as pals you know and after that as co-founder so uh there’s three people that work together at the very same SAS business in in Spain so we all signed up with when it was extremely early I signed up with as the very first individual in sales and there are 2 people joined us that as product managers basically and we see the business from no to a couple of million err over 3 years and after that we left um at the same time roughly I went to organization school and I went to service school on the other one went to do a stint in VC with the objective of going to company school later on so when I go to company school I I entered into Harvard and you understand I was extremely thrilled about it my entire objective was to go there for more information about how to end up being a founder and after that ideally launch something upon graduation and the one that I landed there I was researching already an idea with one of these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there remain in certain verticals there are a lot of consecutive payments you understand and circular payments between companies and today you simply have to wait for that series to develop or you know like there’s no one streamlining those circular payments so we considered hi why don’t we do something comparable to like a split sensible or business in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that have to wait on various payments like they’re all associated with one way or another so envision you have a platform and after that you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Company B no they would get they would pay zero or get no and after that business C we get a hundred dollars so when we’re talking with big business they all liked it but it was the normal like cold start problem I resemble hey this is fantastic when everyone remains in the platform however till then it’s it’s pretty tough to get people to do anything so it was all about hey how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it resembles we either get data through offering an Analytics tool a workflow tool or we offer a financing we have a funding and we get the data or individuals give us information in order to get financing so you know we started doing that like exploring more and more and more and after that what we require what we saw is that we knew more about sales than anything else we were really interested in fintech and particularly in funding and you know like we would look at different modes various verticals and so on for 2 weeks at a time if we found enough things we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the concept you know which is amusing of offering this this SAS business at all so they might extend terms to the clients but constantly get the cash up front so we’re fixing the funding payment properties business have which is they have upfront costs to obtain customers and then they make money months of the month right so to avoid that money card that every SAS business deals with and that we faced in the past in the previous experience the goal was to provide a tool so they might state to the client hi look the rate is 100
per year and if you wish to pay monthly fantastic usage capshase you know um and after that Creators enjoy that they were like hello guys this is incredible this is the Holy Grail of SAS because I need to do discounts so my ACV increases and I can close sales much faster since I’m using versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle normally it resembles a trade-off you understand and then the next thing they stated resembled hey why do not I do this for all my client base instead of for every single brand-new client that I get right so why do not I do this for my 300 customers instead of doing it for the net for the 10 brand-new consumers I get months of a month so then we saw what they desired was to transform their ARR or the client base into in advance funding to be less dependent on Equity as I stated the beginning yeah all right this is what we’re going to begin with and after that we’re going to discover so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a good friend at HBS and then male we began working on it like crazy and and left what is your long-term Vision so it began with you understand you arrived at this hate you if you’re resting on ARR we know the company’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such companies intentionally right so we resisted the
urge to work and go with funding you understand with any vertical we only work with SAS so our objective is to establish numerous items for SAS so we begin with funding and it’s terrific due to the fact that companies really depend on us we truly like a partner and we we help them to not simply get financing however work much better in a more effective way and through that we’re discovering you understand opportunities to expand you understand in the deal of a SAS item